Empowering communities through Finance

Hecofinance is a trusted Kenyan financial solutions company dedicated to helping individuals and businesses save consistently, access affordable credit, and grow financially. By offering reliable savings options, convenient loan facilities, and practical financial growth tools.

Contact Us
(1.5k+ Reviews)

15%

Annual ROI
About Our Company

Pioneering Strategies for Your Financial Success

Founded by a team of seasoned financial experts, we specialize in delivering personalized investment strategies that cater to your unique goals.

Expert Guidance

Our team is composed of experienced financial advisors, analysts, and market experts dedicated to helping you succeed.

Personalized Plans

We create customized strategies that reflect your financial goals and risk appetite.

Comprehensive Solutions

Comprehensive wealth management, we offer a wide range of services designed to meet your financial needs.

Learn More

Finance

Invesment

Finance

Invesment

Finance

Invesment

Finance

Invesment

Finance

Invesment

Finance

Invesment

Finance

Invesment

Finance

Invesment

Our Services

Unlock financial freedom with smart choices

All Services
Financial Planning & Literacy

Through Workshops, training and Consultation. Hecofinance provides personalized financial advice, training, and literacy programs that equip individuals and businesses with the skills to budget, manage debt, and build sustainable wealth.

Register Now
Saving Solutions

We provide safe and Flexible savings starting from Ksh 34/day or Ksh 1,000/month. Whether short-term or long-term, our savings products are tailored to encourage consistency while offering 8.5% monthly interest on your savings.

Start Saving
Credit & Loans

Hecofinance offers quick and affordable credit options to meet personal and business needs. Our loan products are designed with flexible repayment terms and minimal bureaucracy, making it easier for clients to Access loans after 3 months of saving.

Start Saving
Financial Growth & Investment Workshops

Beyond savings and credit, we empower our clients with opportunities to grow their wealth. Through guided investment options, financial planning, and tailored growth strategies, we ensure clients make smart decisions that strengthen their financial future.

Register Now
Membership Plan

Choose the Perfect Plan for Your Financial Success

Select from our membership options. We have the right plan to help you grow your savings and access loans.

Member

Features

Join Heco Finance and unlock your path to financial success. Our savings and loan model is designed to support your goals, whether you’re an individual, youth group, chama, or business.

weekly, daily or monthly saving plans
Get access to loans within 3 months
8.5% monthly interest on savings
Access financial literacy Workshops
Become a member
Agent

Roles

Help us spread financial empowerment across Kenya. As a Heco Agent, you earn while serving your community.

Register new members directly
Manage deposits and withdrawals manually
Earn bonuses and commissions
Make a positive community impact
Become an Agent
workshop

Features

Benefit from our financial literacy training and consultation projects that involve business networking and digital content

Access invitation to workshop events
Access Financial literacy insights
Access Tailored Digital content
VIP support and 24/7 consultation
Join Workshop
Any question about membership? Ask Us
Contact Us

0

+

Years Experience

0

%

Client Satisfaction

0

+

Expert Agents

0

%

Annual ROI

We Collaborate With 1500+ Companies

Saving Plans

Choose the Perfect Plan for Your Financial Success

Select from our flexible savings options. We have the right plan to help you grow your savings and access loans.

Basic Plan

Ksh 33

/Day

For new members or those looking to establish a solid foundation in daily saving plans.

Comprehensive Portfolio Analysis
Monthly Market Insights
Access to Basic Financial Tools
Investment Recommendations
Select Package
Premium Plan

Ksh 250

/Week

For those seeking weekly investment strategies with a deeper level of insight.

Personalized investment strategy
Priority email and phone support
Quarterly performance reviews
Exclusive webinars & workshops
Select Package
Elite Plan

Ksh 1,000

/Month

For high-net-worth individuals and seasoned investors, the Elite Plan offers comprehensive saving flexibility.

Everything in Premium Plan
Advanced risk management tools
Tailored portfolio management
VIP support and 24/7 consultation
Select Package
Any question about our package? Ask Us
Contact Us
Saving Plans

Choose the Perfect Plan for Your Financial Success

Select from our flexible pricing options. We have the right plan to help you grow your wealth and achieve financial success.

Contact Us
Play Video
Testimonials
Contact Us
"I’ve been working with this team for over a year, and their financial advice has completely transformed my investment strategy. They helped me diversify my portfolio and now my returns are better than I ever imagined!"
Chris Muema
Member
"As a first-time investor, I was overwhelmed by all the choices. But the team walked me through every step, explaining everything in simple terms. I feel much more confident about my investments now!"
Nancy Wanjiku
Investor
"The retirement planning workshop has been a huge help. The personalized approach made me feel confident about my financial future, and now I’m on track to retire comfortably ahead of schedule."
David kiptoo
Investor
"I can’t say enough about how impactful the Innovate 2025 conference was! The sessions were not only informative but also engaging. I returned to my company with fresh ideas and a network.”
Emily Okello
Investor
"The savings plans are so well structured i barely miss my flexible deposits, The system is also easy to use and understand”
James karimi
Investor
FAQs

See the Most Popular Questions About Finance

Answers the most frequently asked questions about finance and investment, helping both beginners and seasoned investors.

Investing involves putting money into assets like stocks, bonds, or real estate to generate returns. Key basics include setting financial goals, diversifying your investments to manage risk, and balancing risk with potential rewards.

At Hecofinance, we believe that saving is possible at any income level. You can start with as little as you have — consistency is more important than the amount. Our flexible savings plans allow you to set aside small contributions regularly, and over time these add up to meaningful growth. The key is to build the habit, and we provide the tools and guidance to help you stay on track.

Yes. At Hecofinance, we understand that many people may not have traditional collateral. That’s why we offer credit options based on your savings history, repayment discipline, and trust. This makes it easier for individuals and small businesses to access the funds they need without unnecessary barriers.

We don’t just stop at savings and credit — our goal is to help you achieve long-term financial growth. Through financial advisory, investment opportunities, and personalized support, Hecofinance equips you with the knowledge and tools to make smarter money decisions, build wealth, and secure your future.
Latest Article

Get Updates and New Insights About Financial Literacy

Stay ahead with the latest updates and expert insights to make informed decisions for a secure financial future.

2025 Investment Trends: What's Next for the Global Markets?

From the rise of AI-driven investment strategies to growing interest in sustainable and green investments, staying ahead of trends is crucial

Read Post

How to Create a Successful Investment Plan for Retirement

Creating a successful investment plan for retirement starts with setting clear goals, determining your risk tolerance, and understanding your time horizon.

Read Post
View All